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How Our Cash OfferActually Works.

Most people have never sold a house without an agent, so the process is a black box. This page opens it up: what we look at, how the number gets built, who pays what, and what happens between yes and closing.

Illustrated panorama: a worn house on the left transforms into a renovated home with an orange roof on the right

What A Cash Offer Is

A direct purchase. We buy the property from you, with our own money, in the condition it is in today, on a date you choose. No listing, no showings, no commission, no repairs, no cleaning, no appraisal contingency.

A cash offer is not a special kind of buyer with a special kind of money. It just means the buyer does not need a bank to approve the purchase. That is what makes it fast and certain: there is no loan underwriting, no appraisal that can come in low, no financing contingency that lets the buyer walk out three weeks in.

What it also means: the number is below what a fully renovated version of your property would sell for on the open market. We say that plainly because every cash buyer's number is, whether they say it or not. The question is not "is it retail" — it is "what do I actually walk away with, and when, compared with the alternative." That comparison is what this page is for.

Six Steps From First Call To Closing

This is the whole process. Nothing is hidden behind a "then we'll be in touch."

STEP 01

You tell us about the property

The form on this page, a call, or a text. Address, condition, when you want to sell, and anything you think we should know. Two minutes.

STEP 02

We do our homework before we call back

County records, zoning, flood zone, the sales that actually closed nearby in the last six months. Land gets a buildability check. You get a caller who already knows the property.

STEP 03

One conversation, real questions

What is owed on it, who is on title, is anyone living there, what would you do with the proceeds. We are not qualifying you — we are making sure the offer fits your situation.

STEP 04

A written offer, usually within a day

The number, the closing date, and what we cover. In writing, so you can show it to a spouse, a sibling, an attorney, or another buyer.

STEP 05

One walkthrough — only one

We confirm the property is what we discussed. We are not looking for reasons to cut the number. If we find something material we tell you what and why, in writing.

STEP 06

Title work, then closing on your date

A licensed title company runs title, clears the payoffs, and closes. You sign, you get wired, and whatever you left in the house is now our problem.

How The Number Gets Built

No secret formula. Three inputs, and we will show you all three.

  • What it sells for fixed. Real closed sales in your neighborhood — not a computer estimate, not the listing down the street that has been sitting for five months.
  • What it costs to get there. Our own crews price the work, so the repair estimate is what we actually pay, not a padded contractor bid.
  • What it costs to hold and sell. Loan interest while the work happens, taxes, utilities, and the commission we pay when we sell it later.

What is left after those three is the room we have to work in. We write the offer from there. We never publish prices or percentages online because every property is different — but on your property, on the phone, we will walk you through every line.

What You Never Pay

The list sellers ask about most.

  • No commission. There is no agent on either side.
  • No closing costs. Title, escrow and recording are on us.
  • No repairs, no inspections you have to pass. As-is means as-is.
  • No cleaning or hauling. Leave it.
  • No fee to hear the offer. Ever. If someone charges you for an offer, walk away.

Questions first? (727) 613-0241

Situations We See Every Week

Written to the situation, because that is what decides the right move — not who you are.

Inherited a property

Siblings in three states, a house full of forty years of things, and nobody local. We handle the estate paperwork with the title company and close when the probate allows.

Tired of being a landlord

Tenant in place, deferred repairs, rent that has not kept up. We buy with the tenant in place — you do not have to serve notice or wait out a lease.

Behind on taxes or a mortgage

A sale pays off what is owed at closing and puts the rest in your hands. We will tell you exactly what a sale leaves you with before you decide anything.

More repairs than you want to do

Roof, foundation, an old addition with no permit, a kitchen from 1971. Our crews do this for a living. You do not have to fix a thing.

Land you pay taxes on and never use

A lot, acreage, or extra land beside your house. Most buyers will not touch land. We build on it, so we price it for what it can become.

Relocating on a deadline

A job starts in six weeks and the house is not ready to list. Pick the closing date that matches the move and stop worrying about showings.

We Actually Buy

A local buying company — not a lead reseller, not a franchise call center.

  • Our own money, our own crews. 7+ years and 40+ houses and lots bought with our own funds — then renovated by our own construction team.
  • A real number, in writing. We price off actual local sales and bring a written offer, usually within a day of seeing the property.
  • Land too. Vacant lots, acreage, and houses with extra land are our specialty — most buyers won't touch them; we build on them.
  • Local and reachable. Tampa headquarters, a real phone line, and a team that answers it.

Prefer the phone? (727) 613-0241

Get Your Cash Offer

Got it — we're on it. Expect a call or text from our team shortly.

Straight Answers

The questions sellers ask us — answered the way we'd want them answered.

Where does the money come from?

Our own funds and our own construction crews. We are the buyer, not a middleman — no lender approval on our side, no waiting on a bank to say yes, no buyer to find later.

Do I have to clean out the house?

No. Take what you want and leave the rest. Furniture, a garage full of tools, a shed nobody has opened in ten years — all of it stays if you want it to, and it is our job after closing.

Who pays the closing costs?

We do. Title, escrow, recording, our side and yours. The only money that comes out of your proceeds is whatever you still owe on the property — a mortgage payoff, back taxes, a lien — and the title company handles those payoffs at closing.

How long until closing?

When title is clean, about two weeks. But the date is yours to pick: plenty of owners choose a closing months out so they can move on their own schedule. We close when you are ready, not before.

What if I change my mind?

Until you sign a purchase agreement, nothing binds you. Hearing our number costs nothing and obligates you to nothing. If it does not work for you, we part as friends — and you still have a real number to compare against any other option.

Is the offer negotiable?

It is a real offer built from real local sales and a real repair estimate, so it is not a lowball opener. If you have information that changes the math — a new roof, a recent survey, a second lot — tell us. Facts move the number; pressure does not.

Rather Just Talk To A Person?

Call or text — a real local team member answers, not a phone tree. No obligation, no pressure, and if our number doesn't work for you, we part as friends.

(727) 613-0241 Mon–Sat · Calls & texts answered fast